Cancer Policy
Wellness Benefit
Most Cancer policies pay an
annual Wellness Benefit. This benefit is
paid once annually to each covered family member who receives an annual
cancer screening. The most common
covered screenings are Pap smear, mammogram, PSA test and colonoscopy. You are eligible for this benefit every calendar
year of your policy beginning 30 days after the policy was issued. For example, if your policy was effective
June 1st, you would be eligible for this benefit from July 1st
through December 31st. Every
year thereafter your eligibility would be from Jan 1st to Dec 31st.
How do I claim this benefit?
To claim your benefit just follow
these instructions:
1.
First
you will need a copy of the physician’s bill from your date of treatment
showing the date, patient name, and the procedure that you are claiming for.
1.
Please
print a copy of the Claims Department Fax Cover Sheet. [Click here for a copy] Check the box “CANCER
WELLNESS” and most importantly, print your policy number in the space provided. On the message line of the fax cover sheet
please write the year for which you are claiming.
2.
To
file your claim please also print your policy
number and the words "WELLNESS
BENEFIT" on the top of the physician's bill. Submit a copy of the bill by fax using the
Claims Department Fax Cover Sheet.
3.
If
you are claiming for more than one family member or more than one calendar
year, it is very important to send a separate fax for each covered person. Each claim requires a separate fax cover
page and a separate fax transmission.