Disability Policy Claims – Sickness or Maternity
Required
forms (click on each form to open and print):
Sickness
Claim Form (includes maternity)
Claims Department
Fax Cover Sheet
After you
have downloaded or printed the above forms just print this page and follow
these instructions. For faster
service fax directly to our claims department using the Claims
Department fax cover sheet. If you mail anything, please keep copies of
everything you mail until your claim is complete.
It is
important to follow these instructions completely. Failure to do so will result in a delay of
the processing of your claim.
1.
You need to personally complete Section A, the Authorization to
Obtain Information. Please be sure that you have passed (or will
pass) your elimination period before filing for disability. This is usually 7,
14 or 30 for sicknesses and maternity.
This depends on your choice at the time of enrollment. If you are unsure which elimination period
you have elected please call AFLAC at 800-992-3522 so you can be provided with
this information.
2.
Section B and C need to be completed in full by the physician who treated
you. Please be sure no sections
are left uncompleted unless they do not apply.
3.
Section D is to be completed by your employer.
After you
have sent your claim please deal directly with AFLAC Claims Department by calling
1-800-992-3522 from 8 a.m. to 6 p.m. Monday through Friday. Please have your policy number ready so you
can be assisted promptly. Also, if
you have any questions regarding your claim or if you simply want personal
assistance please feel free to call me at 561-776-0098.
Claim checklist (Have you included or completed the following):
· Have you completed Section A and the
Authorization to Obtain
Information?
·
Have
you verified that you have passed your elimination period?
·
Has
your physician answered each question in Sections
B and C?
·
Has
your employer completed Section D?
·
Have
you included your policy number? If you do not have your
policy number, please call 800-992-3522 to
be provided with it. It is
important to remember that each policy has a
separate policy number.
·
Before
faxing to our Claims Department have you included your
information on the
fax cover sheet?
Reminder for Maternity Claims
Maternity
is covered for a total of 6 weeks after the birth for normal delivery and 8
weeks for Cesarean delivery. You need to
subtract your elimination period from the 6 or 8 weeks to find the
amount of time you will be covered.
Example: